Skip to content
Group of business people celebrating by throwing their business papers in the air

Business Checking

A checking account designed with your business in mind.
Business Banking

Business Checking

At ONE AMERICAN BANK, we have your business covered. Our versatile Business Checking account will meet your specific needs, no matter the size of your business.

With a low $100 minimum deposit to open, you can enjoy all of the benefits. Conduct as many transactions as necessary at low per-item fees. ONE AMERICAN BANK even issues a monthly Earnings Credit* to minimize or offset those fees. Best of all, we make it easy to open a business account. Come see one of our experienced business experts today.


  • Versatile checking solution to accommodate businesses of all backgrounds
  • Ideal for large or small transaction volumes
  • Conduct unlimited monthly transactions at low per-item fees:
    • $0.10 per withdrawal or debit
    • $0.06 per deposit item
  • Earnings credit used to minimize or offset any fees incurred
  • Interest tied to a monthly earnings credit*
  • $15 monthly analysis charge
  • Free online banking with bill pay
  • Free mobile banking
  • Free e-Statements
  • Free ATM/debit card
  • Convenient monthly statements
  • Free Visa® debit card**
  • Nationwide surcharge-free ATM usage via the MoneyPass® ATM Network
  • $100 minimum deposit to open

*The earnings credit is based on the average daily balance after deductions of reserve requirements and float. Monthly business accounts are analyzed with credit given on the net average investable balance based on the Account Analysis Earnings Credit Rate found on our rate sheet. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

**Subject to approval


Two creative millenial small business owners working on social media strategy using a digital tablet while sitting in staircase


Credit Card

No Annual Fee Credit Card

Empower your business with our optional no annual fee business credit card! Enjoy the flexibility to choose a fee-free option tailored to your company's needs. 

Subject to approval.

Businessman doing online banking, making a payment or purchasing goods on the internet entering his credit card details on a laptop, close up view of his hands-1

Let's Connect

Our bankers are ready to focus on what matters most to you. Contact us to set up an appointment or stop by your nearest location.
Female customer support operator with headset and smiling