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Savings accounts that

Interest-bearing savings accounts designed with you in mind.
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  • Simply Savings
  • Savings+

Simply Savings

It’s simple to start saving.

Build your savings with this savings account for all ages.

Features:

  • $25 minimum opening balance
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking and Mobile Deposit
  • Free eStatements
  • Free online financial tools and credit monitoring
  • Free Visa® ATM card
  • Nationwide access to surcharge-free MoneyPass® ATMs

Avoid the $1 monthly maintenance fee by maintaining at least a $300 average collected balance or add a direct deposit. Direct deposit is an electronic deposit of your paycheck, pension, or government benefits from your employer or the government.


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Disclosure:

The interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on these accounts. Interest Rates and Annual Percentage Yields are current as of April 22, 2024. For current rate information, please call (605) 361-1010.

Savings+

Get more out of your savings.

This is a high-yield savings account plus added features that help you plan for tomorrow and help you easily manage your money with the flexibility you need.

Features:

  • $25 minimum opening balance
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking and Mobile Deposit
  • Free eStatements
  • Free online financial tools and credit monitoring
  • Free Visa® ATM card
  • Nationwide access to surcharge-free MoneyPass® ATMs

Avoid the $2 monthly maintenance fee by maintaining at a $10,000 relationship balance.


Get Started Now


Disclosure:

The interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on these accounts. Interest Rates and Annual Percentage Yields are current as of April 22, 2024. For current rate information, please call (605) 361-1010.

Savings Accounts Comparison

Discover the ideal savings account for your financial journey by exploring the unique features of our savings accounts.

simplysavings-logo
savingsplus-logo
Simply Savings
It's simple to start saving.
Savings+
Get more out of your savings.
Features
Min. Opening Balance
$25
$25
Free Online Banking
Free Bill Pay
Free Mobile Banking & Deposit
Free eStatements
Free online tools and credit monitoring
Free Visa® ATM Card
Nationwide access surcharge-free MoneyPass® ATM Network
Monthly Maintenance Fee
$3 - for average collected balances under $300
$2 - for relationship balance under $10,000
Monthly Maintenance Fee waived by Direct Deposit
Interest-bearing
$0.01 to $299.99 - 0.25% APY
$300.00 to $999.99 - 0.75% APY
$1,000.00+ - 1.00%
$0.01 to $9,999.99 - 2.25% APY
$10,000.00 to $24,999.99 - 3.00% APY
$25,000.00 to $49,999.99 - 4.00%
$50,000.00+ - 4.75%
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Additional Personal Banking Services

ONE AMERICAN BANK offers an array of personal banking products and services. Unlock your financial freedom with our expanded range of personal banking products and services! 

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