![Workplace with tablet pc showing charts and a cup of coffee on a wooden work table close-up](https://23426461.fs1.hubspotusercontent-na1.net/hub/23426461/hubfs/Collections/Workplace%20with%20tablet%20pc%20showing%20charts%20and%20a%20cup%20of%20coffee%20on%20a%20wooden%20work%20table%20close-up.jpeg?width=300&name=Workplace%20with%20tablet%20pc%20showing%20charts%20and%20a%20cup%20of%20coffee%20on%20a%20wooden%20work%20table%20close-up.jpeg)
Personal Financial Management
Our goal is to help make your financial goals happen - plan a budget, analyze spending habits, and so much more!
Personal Financial Management
Our free My Money Manager Personal Financial Management (PFM) tool gives you control of your financial life, all within your Online Banking account. You can see where your money goes, how much you are saving and set goals and track your progress. Plus, you can connect your other accounts that you have at other financial institutions.
Features:
- Get your full financial picture in one place
- Categorize your transactions to better understand your spending habits
- Make informed financial decisions using the cash flow calendar
- Easily visually track your progress
- Set up account alerts to stay informed on your finances
- Monitor your assets and debts to understand your total net worth
Popular features to help you grow your money.
Manage all your Accounts
Along with your ONE AMERICAN BANK account(s), you can view your external accounts (checking/savings accounts at other financial institutions, credit cards, investment accounts, and more) with My Money Manager within your Online Banking.
![pfm-add-accoount-fnl](https://23426461.fs1.hubspotusercontent-na1.net/hub/23426461/hubfs/pfm-add-accoount-fnl.png?width=300&name=pfm-add-accoount-fnl.png)
Analyze Your Spending
You can easily analyze and categorize your spending that is viewable at 1-week, 1-month, 3-month, and 6-month increments.
![pfm-spending-fnl](https://23426461.fs1.hubspotusercontent-na1.net/hub/23426461/hubfs/pfm-spending-fnl.png?width=300&name=pfm-spending-fnl.png)
Create Financial Goals
Take control and reach your goals faster by visually tracking your financial goals. You can choose from preset goals, such as pay off a loan, save for a car, save for a college, save for a house, save for a vacation, or save for a wedding. Your goals will automatically update your progress and reflect your account balances.
![pfm-goals-fnl](https://23426461.fs1.hubspotusercontent-na1.net/hub/23426461/hubfs/pfm-goals-fnl.png?width=300&name=pfm-goals-fnl.png)
Set Your Budgets
Monitor and track your spending out of your ONE AMERICAN BANK account(s) with the budget widget. You can utilize the preset budgets or create your own custom budgets, then establish a monthly limit and select the accounts you want to monitor. You can also set up alerts for that budget to help keep you on track!
![pfm-budget-fnl](https://23426461.fs1.hubspotusercontent-na1.net/hub/23426461/hubfs/pfm-budget-fnl.png?width=300&name=pfm-budget-fnl.png)
Track your Net Worth
Track your assets and liabilities in a simple net worth graph that is viewable by month. You can also connect your external assets and liabilities for a full financial picture.
![pfm-net-worth-fnl](https://23426461.fs1.hubspotusercontent-na1.net/hub/23426461/hubfs/pfm-net-worth-fnl.png?width=300&name=pfm-net-worth-fnl.png)
Get Started
Ready to access My Money Manager Personal Financial Management tool?
To gain access to PFM, just sign in or enroll in Online Banking or Mobile Banking and look for My Money Manager.
Need more information?
If you have any questions or would like more information about utilizing these great financial management tools within My Money Manager or any of our other Digital Banking services, please give one of our bankers a call at (605) 361-1010.
![Smartphone with finance and market icons and symbols concept](https://23426461.fs1.hubspotusercontent-na1.net/hub/23426461/hubfs/Collections/Smartphone%20with%20finance%20and%20market%20icons%20and%20symbols%20concept.jpeg?width=300&name=Smartphone%20with%20finance%20and%20market%20icons%20and%20symbols%20concept.jpeg)
Additional Digital Banking Services
ONE AMERICAN BANK offers an array of free digital banking products and services. Unlock your financial freedom with our expanded range of digital banking products and services!
![icon-cash-management](https://23426461.fs1.hubspotusercontent-na1.net/hub/23426461/hubfs/icon-cash-management.png?width=30&name=icon-cash-management.png 1x, https://23426461.fs1.hubspotusercontent-na1.net/hub/23426461/hubfs/icon-cash-management.png?width=45&name=icon-cash-management.png 1.5x)
![icon-e-statment-alt](https://23426461.fs1.hubspotusercontent-na1.net/hub/23426461/hubfs/icon-e-statment-alt.png?width=30&name=icon-e-statment-alt.png 1x, https://23426461.fs1.hubspotusercontent-na1.net/hub/23426461/hubfs/icon-e-statment-alt.png?width=45&name=icon-e-statment-alt.png 1.5x)
![icon-online-banking](https://23426461.fs1.hubspotusercontent-na1.net/hub/23426461/hubfs/icon-online-banking.png?width=30&name=icon-online-banking.png 1x, https://23426461.fs1.hubspotusercontent-na1.net/hub/23426461/hubfs/icon-online-banking.png?width=45&name=icon-online-banking.png 1.5x)
![icon-mobile-banking](https://23426461.fs1.hubspotusercontent-na1.net/hub/23426461/hubfs/icon-mobile-banking.png?width=30&name=icon-mobile-banking.png 1x, https://23426461.fs1.hubspotusercontent-na1.net/hub/23426461/hubfs/icon-mobile-banking.png?width=45&name=icon-mobile-banking.png 1.5x)