Investment Accounts
Check out our CD and IRA accounts to see how they help you reach your financial goals.
Certificate of Deposit
Have longer-term goals? Or do you simply want to earn more on your savings? Either way, a Certificate of Deposit from ONE AMERICAN BANK, with multiple terms that suit your goals, will get you there.
Start earning interest today without having to worry about maintenance fees that limit your returns. Just lock your fixed rate and watch your savings grow!
Features:
- Multiple terms available, ranging from 3 months to 5 years
- Fixed interest rates — higher than regular savings
- A lower-risk investment
- No maintenance fees
- Substantial penalty for early withdrawal
- Refer to Rate Sheet for minimum deposit to open
- FDIC insured
Try Our Investment Calculators
Individual Retirement Accounts
We know you’ve worked hard—make your earnings work even harder in the future. Much more than saving for a rainy day, an IRA from ONE AMERICAN BANK is a safeguard for your golden years.
Enjoy peace-of-mind with competitive interest that grows with you — year after year. With two options that both offer significant tax benefits,* you simply can’t go wrong.
Features:
- Competitive interest above standard savings rates
- Traditional and Roth IRA options
- No setup fees
- No monthly or annual maintenance fees
- Annual contribution limits apply
- Additional “catch-up” contribution allowed for ages 50+ (see current contribution limits from the IRS)
- Early withdrawals may be subject to penalty
- $50 minimum deposit to open
- Funds can be used to purchase Certificates of Deposit (CDs) within IRA
- See CD minimum deposit requirements.
*Consult a tax advisor.
Traditional vs Roth
Compare Individual Retirement Accounts to determine which account type is best for you.
Additional Personal Banking Services
ONE AMERICAN BANK offers an array of personal banking products and services. Unlock your financial freedom with our expanded range of personal banking products and services!
Let's Connect
Our bankers are ready to focus on what matters most to you. Contact us to set up an appointment or stop by your nearest location.
