--- title: ONE AMERICAN BANK - Personal - Lending description: Experience financial freedom with personalized lending products. Get affordable financing for vacations, debt consolidation, personal projects, and more. --- [Skip to content](https://oneamericanbank.com/personal/lending#main-content) ![FDIC-Insured - Backed by the full faith and credit of the U.S. Government](https://oneamericanbank.com/hubfs/23426461/FDIC.png) FDIC-Insured - Backed by the full faith and credit of the U.S. Government - [Log in](https://oneamericanbank.myebanking.net/#/login) - [New User](https://oneamericanbank.myebanking.net/#/self-registration) [Close ](https://oneamericanbank.com/personal/lending#) - Personal - [Checking](https://oneamericanbank.com/personal/checking) - [Savings](https://oneamericanbank.com/personal/savings) - [CD and IRA](https://oneamericanbank.com/personal/investments) - [Lending](https://oneamericanbank.com/personal/lending) - [Health Savings Account](https://oneamericanbank.com/personal/health-savings-account) - Digital Banking - [Online Banking](https://oneamericanbank.com/digital-banking/online-banking) - [Mobile Banking](https://oneamericanbank.com/digital-banking/mobile-banking) - [Cash Management](https://oneamericanbank.com/digital-banking/cash-management) - [e-Statements](https://oneamericanbank.com/digital-banking/e-statements) - [Personal Financial Management](https://oneamericanbank.com/digital-banking/personal-financial-management) - Business - [Checking](https://oneamericanbank.com/business/checking) - [Savings](https://oneamericanbank.com/business/savings) - [Ag Lending](https://oneamericanbank.com/business/ag-lending) - [Business Lending](https://oneamericanbank.com/business/lending) - Rates - [CDs](https://oneamericanbank.com/rate/cd) - [Checking](https://oneamericanbank.com/rate/checking) - [Savings](https://oneamericanbank.com/rate/savings) - [Card Services](https://oneamericanbank.com/card-services) - About - [Our Story](https://oneamericanbank.com/about) - [Careers](https://oneamericanbank.com/careers) - [Contact](https://oneamericanbank.com/contact) - Resources - [Online Security](https://blog.oneamericanbank.com/online-security) - [Financial Calculators](https://oneamericanbank.com/financial-calculators) [ LOGIN ](https://oneamericanbank.myebanking.net/#/login) [ Sign Up ](https://oneamericanbank.myebanking.net/#/self-registration) [ SEARCH ](https://oneamericanbank.com/personal/lending#) [![logo](https://oneamericanbank.com/hs-fs/hubfs/oab-full-color-horz@2x.png?width=550&height=164&name=oab-full-color-horz@2x.png "logo")](https://www.oneamericanbank.com/?hsLang=en) - Personal - [Checking](https://oneamericanbank.com/personal/checking) - [Savings](https://oneamericanbank.com/personal/savings) - [CD and IRA](https://oneamericanbank.com/personal/investments) - [Lending](https://oneamericanbank.com/personal/lending) - [Health Savings Account](https://oneamericanbank.com/personal/health-savings-account) - Digital Banking - [Online Banking](https://oneamericanbank.com/digital-banking/online-banking) - [Mobile Banking](https://oneamericanbank.com/digital-banking/mobile-banking) - [Cash Management](https://oneamericanbank.com/digital-banking/cash-management) - [e-Statements](https://oneamericanbank.com/digital-banking/e-statements) - [Personal Financial Management](https://oneamericanbank.com/digital-banking/personal-financial-management) - Business - [Checking](https://oneamericanbank.com/business/checking) - [Savings](https://oneamericanbank.com/business/savings) - [Ag Lending](https://oneamericanbank.com/business/ag-lending) - [Business Lending](https://oneamericanbank.com/business/lending) - Rates - [CDs](https://oneamericanbank.com/rate/cd) - [Checking](https://oneamericanbank.com/rate/checking) - [Savings](https://oneamericanbank.com/rate/savings) - [Card Services](https://oneamericanbank.com/card-services) - About - [Our Story](https://oneamericanbank.com/about) - [Careers](https://oneamericanbank.com/careers) - [Contact](https://oneamericanbank.com/contact) - Resources - [Online Security](https://blog.oneamericanbank.com/online-security) - [Financial Calculators](https://oneamericanbank.com/financial-calculators) ## You’re about to leave the ONE AMERICAN BANK website. By clicking **Continue**, you will be leaving the Bank’s website.  The website is hosted by a third party, and may have different privacy and security settings.  Please take the time to review their policies.  ONE AMERICAN BANK does not endorse and is not responsible for the products, services, content, links, privacy policy, or security policy of this website.  Click **Cancel** to close this window and stay on the Bank’s website. Continue Cancel https://www.deluxe.com/https://www.moneypass.com/https://www.facebook.com/OneAmericanBankhttps://www.linkedin.com/company/one-american-bankhttps://apps.apple.com/us/app/one-american-bank/id1279796050?ls=1https://play.google.com/store/apps/details?id=com.csiweb.digitalbanking.bk0697https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-ira-contribution-limits ![Closeup portrait happy, smiling, young attractive woman, buyer sitting in her new blue car showing keys isolated outside dealer, dealership lot, office. Personal transportation, auto purchase concept](https://oneamericanbank.com/hs-fs/hubfs/Closeup%20portrait%20happy%2c%20smiling%2c%20young%20attractive%20woman%2c%20buyer%20sitting%20in%20her%20new%20blue%20car%20showing%20keys%20isolated%20outside%20dealer%2c%20dealership%20lot%2c%20office.%20Personal%20transportation%2c%20auto%20purchase%20concept.jpeg?width=300&name=Closeup%20portrait%20happy,%20smiling,%20young%20attractive%20woman,%20buyer%20sitting%20in%20her%20new%20blue%20car%20showing%20keys%20isolated%20outside%20dealer,%20dealership%20lot,%20office.%20Personal%20transportation,%20auto%20purchase%20concept.jpeg) # Personal Lending ##### Experience financial freedom with our personalized lending products. - Personal Loans - Auto Loans Personal LoansAuto Loans ## Personal Loans From time-to-time, we all need a little help. Why not rely on your friends from your local ONE AMERICAN BANK? Consider a loan from ONE AMERICAN BANK to be your helping hand for whatever you need. From vehicle repairs, to family vacations, we are there for you. And because all decisions are made locally, you can expect a quick answer too. [Contact Us](https://oneamericanbank.com/contact?hsLang=en)     #### Try Our Personal Finance Calculators - [Should I consolidate my loans?](https://oneamericanbank.com/financial-calculators/home-financing/should-i-consolidate-my-loans?hsLang=en) - [What is my loan rate?](https://oneamericanbank.com/financial-calculators/personal-financing/what-is-my-loan-rate?hsLang=en) - [How much will my loan payments be?](https://oneamericanbank.com/financial-calculators/personal-financing/how-much-will-my-loan-payments-be?hsLang=en) **Features:** - Affordable financing for almost any need: - Take a much-needed vacation - Consolidate debt - Begin a personal project - And more - Secured and unsecured options available - Competitive rates - Terms tailored to your specific needs - Easy application process - Local processing and decision-making - Detailed, attentive service from start to finish ## Auto Loans Debating on that new car upgrade? If you have to take your car in for more repairs, it may be time to get a new set of wheels. We have low rates on new or used cars and trucks. Our friendly lenders will work with you to secure terms customized to your unique situation. Swing by a convenient ONE AMERICAN BANK branch to get pre-approved before heading out to the dealership. Or refinance your current loan for a lower rate and save money on your payments. [Contact Us](https://oneamericanbank.com/contact?hsLang=en)   ![Family buying a new car and getting the keys from salesman](https://oneamericanbank.com/hs-fs/hubfs/Collections/Family%20buying%20a%20new%20car%20and%20getting%20the%20keys%20from%20salesman.jpeg?width=1000&height=667&name=Family%20buying%20a%20new%20car%20and%20getting%20the%20keys%20from%20salesman.jpeg)   **Features:** - Financing for new or used cars and trucks - Competitive low rates - Get pre-approved for better bargains - Refinance for a lower rate - Terms tailored to your specific needs - Easy application process - Local processing and decision-making - Detailed, attentive service from start to finish #### Try Our Personal Finance Calculators - [How much car can I afford?](https://oneamericanbank.com/financial-calculators/personal-financing/how-much-car-can-i-afford?hsLang=en) - [Is an Auto or Home Equity Loan best for a car purchase?](https://oneamericanbank.com/financial-calculators/personal-financing/is-an-auto-loan-or-home-equity-loan-best-for-purchasing-a-car?hsLang=en) More Products & Services ## Additional Personal Banking Services ONE AMERICAN BANK offers an array of personal banking products and services. Unlock your financial freedom with our expanded range of personal banking products and services!  [Checking Checking accounts designed with you in mind. Learn More ](https://oneamericanbank.com/personal/checking?hsLang=en)[Savings It’s simple to start saving. Learn More ](https://oneamericanbank.com/personal/savings?hsLang=en)[CD and IRA Start earning more on your money. Learn More ](https://oneamericanbank.com/personal/investments?hsLang=en)[Health Savings Account An HSA offers you the freedom to use your funds for any number of medical expenses. Learn More ](https://oneamericanbank.com/personal/health-savings-account?hsLang=en) ### Let's Connect ##### Our bankers are ready to focus on what matters most to you. Contact us to set up an appointment or stop by your nearest location. [Contact Us](https://oneamericanbank.com/contact?hsLang=en) ![Portrait of a smiling customer service representative with an afro at the computer using headset](https://23426461.fs1.hubspotusercontent-na1.net/hub/23426461/hubfs/Portrait%20of%20a%20smiling%20customer%20service%20representative%20with%20an%20afro%20at%20the%20computer%20using%20headset.jpeg?width=300&name=Portrait%20of%20a%20smiling%20customer%20service%20representative%20with%20an%20afro%20at%20the%20computer%20using%20headset.jpeg) [![oab-white-horz@2x](https://23426461.fs1.hubspotusercontent-na1.net/hub/23426461/hubfs/oab-white-horz@2x.png?width=250&name=oab-white-horz@2x.png)](https://www.oneamericanbank.com/?hsLang=en) Routing Number: **091401553** NMLS Number: **421860** Phone: **605-361-1010** ![member-fdic-equal-housing](https://oneamericanbank.com/hs-fs/hubfs/member-fdic-equal-housing.png?width=110&height=45&name=member-fdic-equal-housing.png) - Legal - [Privacy Notice](https://oneamericanbank.com/privacy-policy) - [Terms of Use](https://oneamericanbank.com/hubfs/23426461/documents/Terms-of-Use-fixed.pdf) - [CRA Public File](https://oneamericanbank.com/hubfs/documents/CRA%20Public%20File_2026_v3.pdf) - Online Banking - [Log in](https://oneamericanbank.myebanking.net/#/login) - [New User](https://oneamericanbank.myebanking.net/#/self-registration) - [MyCard Statement](https://www.mycardstatement.com/#/) - Resources - [Careers](https://oneamericanbank.com/careers) - [Online Security](https://blog.oneamericanbank.com/online-security) - Useful Links - [Financial Calculators](https://oneamericanbank.com/financial-calculators) - [Order Checks](https://www.deluxe.com/) - [Find an ATM](https://www.moneypass.com/) © 2026 ONE AMERICAN BANK. 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