Business Lending
Fuel your business ambitions with our tailored lending solutions, designed to propel your business growth.
- Commercial Loans
- Commercial Real Estate Loans
- Small Business Loans (SBA)
Commercial Loans
At ONE AMERICAN BANK, we strive to be more than just your lender — we want to be your trusted partner. We are here to help you take on needs, from operational expenses, to equipment financing, and nearly anything in between.
Take advantage of our competitively low rates and personalized repayment terms. We promise to get to know your business like an experienced partner. And quickly, you’ll get to know a thing or two about us too, such as the hands-on guidance you will receive every step of the way.
Features:
- Competitive rates for a wide range of business needs:
- Working capital
- Equipment
- Debt restructuring
- Construction
- Facility improvements
- And more
- Flexible terms and monthly payments that fit your business budget
- Local decision-making and processing
- Detailed, attentive service from start to finish
Commercial Real Estate Loans
It’s exciting to see our community grow — and oftentimes it’s a result of booming small businesses. If you are outgrowing your current facilities, then it might be time to consider a commercial real estate loan from ONE AMERICAN BANK.
No matter the size of your budget, we will work with you to provide reasonable financing options. We know the local market and local real estate standards, so you can count on our knowledgeable loan advisors. Come see us today and watch your business grow.
Features:
- Competitive rates for purchase, refinance, or construction of commercial real estate property
- Available for owner-occupied and investment properties
- Flexible terms and monthly payments that fit your business budget
- Refinance your current property to potentially lower your rate
- Free prequalification available for extra confidence when making a deal
- Experienced real estate lenders with working knowledge of the local real estate market
- Local decision-making and processing
- Detailed, attentive service from start to finish
Small Business Loans
We believe that our community is only as strong as our locally owned businesses. The U.S. Small Business Administration (SBA) agrees. Every year, the SBA helps millions of potential and existing small business owners start, grow, and succeed.
As a fellow growing business, ONE AMERICAN BANK understands the small business landscape. We work closely with the SBA to secure affordable financing for our community businesses that otherwise might have a hard time. Qualifying businesses benefit from special financing that includes generally lower down payments and extended terms. Come see one of our experts today.
Features:
- Available to start-up businesses, as well as purchasing and refinancing existing businesses
- Government-assisted help for businesses that might otherwise have difficulty getting approved
- Special financing for qualifying businesses
- Competitive rates for a wide range of business needs:
- Commercial real estate purchase
- Construction
- Business acquisition or expansion
- Equipment/inventory purchase
- Working capital
- And more
- A wide range of lending options available
- Generally lower down payments and extended terms
- Additional considerations taken when deciding maturity*
- Local decision-making and processing
- Detailed, attentive service from start to finish
*Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed.
Let's Connect
Our bankers are ready to focus on what matters most to you. Contact us to set up an appointment or stop by your nearest location.
