
Home Equity Line of Credit
Your home is more than just a home with a HELOC from ONE AMERICAN BANK.
Personal Banking
Home Equity Line of Credit (HELOC)
Your home is more than just a home — it is an investment of your time, money, sweat, and tears. Fortunately, a home equity line of credit makes it all worth it. Don’t wait to pay for the things you need — that home improvement, wedding, vacation, or medical emergency.
Home equity lines of credit offer lower rates than most consumer loans — plus the interest may be tax deductible.* You can rely on repayment that is in line with your unique situation.
Features:
- Secured by the existing equity in your home
- Available for a wide range of short-term or one-time needs:
- Home improvements
- New vehicles or vehicle repairs
- And much more!
- Revolving credit – available balance replenishes as you make payments
- The interest paid might be tax deductible*
- Only pay interest on the part that you use
- Terms tailored to your specific needs
- Local decision-making and processing
- Detailed, attentive service from start to finish
*Consult a tax advisor.
More Products & Services
Additional Personal Banking Services
ONE AMERICAN BANK offers an array of personal banking products and services. Unlock your financial freedom with our expanded range of personal banking products and services!
Checking
Checking accounts designed with you in mind.
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Savings
It’s simple to start saving.
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CD and IRA
Start earning more on your money.
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Lending
From vehicle repairs, to family vacations we are there for you.
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Health Savings Account
An HSA offers you the freedom to use your funds for any number of medical expenses.
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