ONE AMERICAN BANK - Rates

CD Rates

Certificate of Deposit

Term	Interest Rate	APY
3 Month	3.45%	3.50%
6 Month	4.14%	4.20%
12 Month	4.04%	4.10%
15 Month	3.76%	3.81%
24 Month	1.95%	1.96%
30 Month	1.95%	1.96%
48 Month	1.95%	1.96%
60 Month	2.34%	2.36%

$500 minimum deposit to open.

Annual Percentage Yield (APY) is accurate as of September 2, 2025 and is subject to change. There may be a substantial penalty for early withdrawal.

Get Started

IRA CD Rates

IRA Certificate of Deposit

Term	Interest Rate	APY
12 Month	4.04%	4.10%
24 Month	3.70%	3.75%
36 Month	3.70%	3.75%

$2,500.00 minimum deposit to open.
Annual Percentage Yield (APY) is accurate as of September 2, 2025 and is subject to change. Substantial penalty for early withdrawal.

Savings Account Rates

Savings+

Average Daily Balance	Interest Rate	APY
$0.01-$9,999.99	1.98%	2.00%
$10,000.00-$24,999.99	2.72%	2.75%
$25,000.00-$49,999.99	3.21%	3.26%
$50,000.00+	3.69%	3.75%

$25 minimum opening balance.

The interest rate and annual percentage yield (APY) may change after account opening. Fees could reduce earnings. Interest rates and annual percentage yields are current as of September 2, 2025. For current rate information, please call (605) 361-1010.

Checking Account Rates

Premium+

Average Daily Balance	Interest Rate	APY
$0.01-$2,499.99	1.00%	1.00%
$2,500.00-$9,999.99	1.98%	2.00%
$10,000.00+	3.45%	3.50%

$25 minimum opening balance.

Rates

Unlock financial growth with our competitive rates, ensuring your money works as hard as you do.

Certificate of Deposit

IRA Certificate of Deposit

Savings+

Premium+

Let's Connect

Our bankers are ready to focus on what matters most to you. Contact us to set up an appointment or stop by your nearest location.